3 Common Myths About Social Security Benefits
Social security benefits can be confusing for people who are unfamiliar with this aspect of insurance. However, because of the importance of social security benefits, specifically social security disability benefits, it’s essential that you are knowledgeable about every aspect of social security insurance.
Here are some of the most common myths involving social security disability insurance, which will hopefully help you better understand the entire process and system.
Most social security will be denied
That is not true for everyone. According to Everyday Health, standards for social security can be strict and involve a rigorous acceptance process; however, if someone is truly disabled and unable to perform in certain jobs, social security disability insurance should be awarded.
“The allowance rates for disability claims in fiscal year 2013, the most recent data available, was around 33%, said William Jarrett, a spokesperson for the Social Security Administration.
In 2014, roughly 5.4 million people were awarded social security disability benefits.
If you have a legitimate, severe disability — you should and will be paid.
Social security disability payments will replace the majority of work-related income
That’s not true, either. Social security payments are meant to provide assistance to people who are in need of basic living needs. Yes, social security payments replace some income, but not all.
“You can’t expect that it’s going to replace your income 100,” added Kimberly Calder, director of health policy for the National Multiple Sclerosis Society.
Social security recipients lose their job because of their disability
It’s illegal to fire someone because of a disability, so this myth is entirely not true. In fact, in 2014, roughly 17.1% of people with disabilities were employed, per the U.S. Bureau of Labor Statistics.
Social security benefits are extremely important for people who rely on them. If you think you’re entitled to disability payments or want to learn more about social security insurance, contact Craig Cook Oklahoma Lawyers today.