3 Mistakes Not to Make When Filing a Workers Compensation Claim
If you are like many Americans who live paycheck to paycheck, a workplace injury can have a devastating effect on you and your ability to take care of your family. Workers compensation provides a safety net for injured workers, allowing them to recoup some of the wages lost. It is also designed to cover certain medical and rehabilitation expenses needed to ensure an expedient return to the work force.
Like many legal issues, workers compensation claims are very difficult, requiring you to go through very specific steps. Small mistakes and misconceptions can cost Americans their workers comp claims.
This five-minute guide is designed to help you avoid the biggest and most damaging mistakes that can be made when filing a workers compensation claim.
- Mistake: Not Documenting the Injury
While it might be difficult to remain calm and collected after an accident, it is immensely important to create a record of what exactly happened. Record to the best of your memory the events surrounding the incident and comments made to you afterward. You would be surprised how often a detail that seems unimportant in the heat of the moment turns out to be critical at a later date.
- Mistake: Not Advocating for Yourself
In Arkansas, either your employer or their workers comp insurance carrier can dictate which doctor you are to see, and you must also get approval from the carrier before receiving any treatment. But that doesn’t mean you are without recourse should you feel uncomfortable with the choices being made. You are entitled to communicate directly with the Workers Compensation Commission and request a change of physician if you feel like your needs aren’t being met.
- Mistake: Not Complying With the Doctor’s Orders
While you should not be afraid to advocate for yourself if you disagree with your doctor, it is important that you do everything in your power to follow the orders of your doctor. Whether that means going into work or staying on bed rest, you put your workers compensation claim at risk by disobeying.
Workers compensation claims can be a very complicated system. Although worker’s comp is a requirement for businesses in 74% of States, it can vary quite a lot. The best thing you can do is speak to an Arkansas workers comp attorney; working with a local attorney can provide you with a much deeper understanding of how the system works.