Filing for Bankruptcy? Here are 3 Important Things That a Great Bankruptcy Attorney Can Help You With
Filing for bankruptcy can be one of the scariest and disheartening times in a person’s life, but it doesn’t have to define your future. By finding the best bankruptcy attorney possible, you can be given the clean slate you deserve and start life anew.
Second chances are a part of life, and by finding the right bankruptcy attorney, you can be given just that. The best attorneys will be well-versed in the specific laws of your state and understand how sensitive this situation is for you. The results of your bankruptcy filing will essentially determine your quality of life for decades to come, so finding a great attorney is not something you want to cut corners on. Here are just three aspects of a bankruptcy filing that the best attorneys can help you with:
- Getting your life back in order
Understanding that you are not the first or last person to have financial issues will go a long way in helping you to rebound from this situation. While about 2.7% of the bankruptcy filings in 2014 were business-related, an estimated 97.3% of the bankruptcy filings in 2014 were non-business. Individuals go through bankruptcy every single day, and you shouldn’t carry resentment or self-blame. A great attorney knows this and will make sure you succeed in the courtroom so you have more time to focus on piecing your life back together.
- Know what chapter to file under
Filing for bankruptcy is a very involved and extensive process, which makes finding the right attorney even more important. If you have no current disposable income, you will likely file for Chapter 7 bankruptcy, at which time you sell your nonexempt property to pay off debts. Under Chapter 13, you get to keep all of your property. These details are extremely important in your case, and finding the right lawyer will help you determine which chapter to file under
- Ancillary services
Since you are already investing tons of time and effort into finding the best bankruptcy attorney possible, you should also be cognizant of other services they can provide either now or in the future. Finding a bankruptcy lawyer who is also competent as a workers compensation lawyer will ensure that you’re protected should anything happen during work. Great personal injury attorneys are also extremely useful as accidents do happen and you never know when he or she will come in handy.
Once again, keep in mind that you are not alone in filing for bankruptcy. There were 936,795 total business and non-business bankruptcy filings in 2014, and many of these businesses/individuals are already back to living a normal, fulfilling life. Join these success stories by finding a great bankruptcy attorney and take back control of your future.