Help! I Was Injured While Driving a Company Car, Now What?
As of 2013, there were about 917,100 work-related injuries each year that require time off work. Of the injuries that result in workers compensation claims, about 85% are attributed to employees slipping on slick floors.
Yet there are so many other ways people can be injured at work. For instance, for those who drive for a living, or simply drive a company car, car crashes can cause serious injuries. And when car crashes occur at work, victims can feel like they’re trapped in a legal gray area. Do they sue the other driver? File for workers compensation?
What To Do After You’re Injured in a Car Crash at Work
First, one of the most critical points to remember is to report the incident to your employer as soon as possible. Give as many details as you possibly can, remembering that no detail is too trivial. Also, make sure they file the claim in a timely manner, and don’t be afraid to ask for a copy of the claim once it’s submitted. It’s a good document to save in your records, and you are certainly entitled to it.
After the claim is submitted through your employer, you have two years to file for workers compensation. It’s recommended to get medically evaluated as soon as possible so the extent of your injuries can be determined. An IME (Insurance Medical Exam) is an essential step of the workers compensation process to assure you’re given what you deserve. Make sure to visit a company-approved medical provider.
Should I File for Workers Comp or a Personal Injury Claim?
The answer to this question isn’t always clear. Depending on the circumstances of the crash, your insurance company may provide compensation no matter what. If the other driver was drunk or otherwise negligent, you may be able to file a personal injury claim. However, if your injury prevents you from working, you may be entitled to workers comp.
This is the point when a workers compensation attorney will be useful. Many times, insurance companies will do everything in their power to limit the amount of money you receive from them by employing certain doctors to protect their financial interests. These doctors may downplay your injuries or deny they exist completely. They can even give you false clearance to return to work when you know you’re not at that recovery stage yet. Not only that, but the process of filing for workers compensation is often so time consuming and confusing that many people get discouraged and drop the claim. In these cases, having a knowledgeable and tough workers compensation attorney may be the smartest decision you can make.
Getting hurt on the job is always an inconvenience, but hiring a workers compensation attorney is the best thing you can do for yourself after the injury occurs. They can answer any questions you may have, navigate through your case, be your legal and personal representative, and most importantly, get you the compensation you deserve.