How To Handle a Personal Injury Claim After a Car Accident
If you’ve recently been involved in a serious car accident and you’re considering filing a personal injury claim, it’s important to understand exactly what the process will involve so that you can be prepared.
Considering that around 600,000 people are guilty of distracted driving at any given time in the U.S., and around 300,000 drive drunk every day, it’s no surprise that over 2 million people were injured in crashes in the span of one year. No two personal injury cases are the same, just like no two car accidents are exactly the same.
Here are a few things that you’ll have to consider when you’re filing your claim:How To Handle a Personal Injury Claim After a Car Accident
- First of all, it’s important to file any accident claims as soon as you possibly can. This refers to police reports, property damage claims, and personal injury claims. Although most states don’t have a standard time frame within which you must submit your claim, it’s generally known that you’ll have a greater chance at getting your claim approved if you take proactive measures right away.
- Documenting everything that happened during the crash is important, too. If possible, try to capture the scene with pictures so that you can prove the extent of the vehicle damage and/or the extent of your injuries. For a personal injury settlement, you’ll also need to be able to show documentation from a police report and from a medical professional who has examined your injuries. This documentation helps the court figure out how much compensatory money is a reasonable amount.
- If you were involved in a car crash that wasn’t your fault, you might still have to file your injury claim with your own insurance company. This is what happens in states that have “no fault” insurance coverage. Otherwise, your settlement money will be coming from the other person’s insurance company.
- Paying for your physical injuries is just one piece of the personal injury case puzzle; there are so many other factors you’ll want to consider before taking your case to court. This is where a personal injury attorney will come in handy, because he/she will help you figure out how much the accident has actually cost you. From lost wages from your time away from work to ongoing therapy sessions for a case of PTSD, there are many other financial factors at play.
- If you choose to seek financial compensation, you actually have two choices in how to proceed: you can either seek a settlement, which is handled outside of the courtroom, or you can choose to pursue a personal injury lawsuit. There isn’t one “right” choice here, so it’s important to discuss your situation with your personal injury lawyer in order to figure out which option will give you the best results.
Remember, if you’ve been seriously injured in a car accident, you shouldn’t have to be a victim of the financial costs, too. Filing a personal injury claim can help you maintain stability during a difficult time.