Personal Injury Misconceptions: What Most People Get Wrong About These Claims
Personal injury lawsuits are often critical for obtaining the financial compensation one needs to cover medical bills, as well as pain and suffering, after an incident. But some people are under the impression that filing a personal injury claim is a frivolous or greedy endeavor. This misconception stands to hurt people who could truly benefit from pursuing a personal injury case. The same can be said for the other misconceptions outlined below. If you’ve been injured and someone else is responsible, our personal injury lawyers will fight on your behalf so that justice can be served. Before you dismiss the idea of filing a personal injury lawsuit, take a look at these total untruths.
Misconception: Suing someone is too drastic and time-consuming
Truth: It may feel like an overreaction to some people, but you have every right to pursue compensation by filing a personal injury lawsuit. This process was created to protect people who have been wronged, so you should exercise that right. In addition, it’s important to understand that if you’re suing an organization, any compensation you receive will not come out of one individual’s paycheck; it comes from the company’s insurance company, and that’s precisely why insurance companies exist. You should also keep in mind that only 2% of personal injury court cases actually go to trial. All of the rest are settled outside of court before a trial can even take place, so you most likely won’t have to endure a lengthy legal process.
Misconception: I’ll have to settle my case before receiving medical treatment
Truth: Under no circumstances should you wait to receive necessary medical treatment. In fact, neglecting proper care can actually hurt your case. When you receive a thorough medical evaluation immediately after an accident, the doctor will be able to recognize the scope of all injuries; there may even be damages you won’t notice right away without a doctor’s watchful eye. Medical documents and bills will help your attorney understand your case and will prove you deserve compensation. Of course, paying for treatment prior to receiving your settlement can be daunting, but there are lots of options to ensure you receive the care you need. For instance, you may be able to get temporary funding through your own medical insurance, which you can then pay back after your case is settled. Your lawyer and doctor can help you understand which option will work best for you.
Misconception: I’ll get a bigger settlement by holding out
Truth: While this might be the right course of action for certain cases, it’s certainly not true all the time. Even just obtaining a personal injury attorney can have a big impact on your settlement, as it shows the insurance company you’re serious about pursuing a claim. When these cases are settled outside of court, they work like other types of negotiations: the insurance company will give a low number, your attorney will give a high number, and they’ll eventually compromise in the middle. It takes experience to know when to hold out for more and when to take a good settlement offer. Your attorney will be extremely valuable during this process, as they can advise you during every step.
If you’ve sustained an injury for which someone else is responsible, filing a personal injury lawsuit can make a substantial difference in your quality of life. At the Law Offices of Craig L. Cook, we’ll use our expertise and passion to fight on your behalf to get the compensation to which you’re entitled. For more information or to schedule a consultation, contact us today.